Namaste Insurance is a licensed insurance agency that helps consumers compare and obtain auto insurance quotes from multiple carriers. We act as an independent agent — we do not underwrite or directly issue insurance policies. Our website facilitates connections between consumers and licensed insurance carriers and agents.
This policy applies to all personal information we collect through our website, telephone interactions, online forms, chat features, and any other channels through which you interact with us. It does not apply to the privacy practices of the insurance carriers we work with, whose own privacy policies govern the information they collect from you directly.
2.1 Information You Provide Directly
When you request an insurance quote or interact with our services, you may provide:
2.2 Information Collected Automatically
When you visit our website, we automatically collect:
2.3 Information from Third Parties
We may receive information about you from third parties, including:
We use the personal information we collect for the following purposes:
3.1 Providing Our Services
3.2 Business Operations
3.3 Marketing and Communications
3.4 Legal Basis for Processing
We process your information based on: (a) your consent, (b) the necessity to perform a contract or take pre-contractual steps at your request, (c) our legitimate business interests (where not overridden by your rights), and (d) compliance with legal obligations.
We do not sell your personal information to third parties for their own unrelated marketing purposes. However, we do share your information in the following contexts:
4.1 Insurance Carriers and Partners
When you request a quote, we share your information with licensed insurance carriers and wholesale brokers for the purpose of generating and fulfilling your insurance quote. Each carrier has its own privacy policy governing their use of your data.
4.2 Service Providers
We share information with vendors and service providers who assist us in operating our business, including:
These vendors are contractually obligated to use your information only for the purposes we specify and to maintain appropriate security measures.
4.3 Legal Requirements
We may disclose your information when required by law, regulation, legal process, or governmental request, or when we believe disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
4.4 Business Transfers
In the event of a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your personal information may be transferred as part of that transaction. We will notify you if such a transfer results in material changes to how your information is used.
4.5 Aggregate and De-Identified Data
We may share aggregated or de-identified information with third parties for industry analysis, demographic profiling, and other business purposes.
4.6 Consent
We may share your information with third parties when you have given us your express consent to do so.
We use cookies, web beacons, pixels, and similar tracking technologies to collect and use information about how you interact with our website.
Types of Cookies We Use
Managing Cookies
You can control cookies through your browser settings. You can also opt out of interest-based advertising through the Digital Advertising Alliance (optout.aboutads.info), the Network Advertising Initiative (optout.networkadvertising.org), or Google's Ad Settings.
Do Not Track
Our website does not currently respond to Do Not Track (DNT) signals because no uniform standard has been established. We continue to monitor developments in this area.
Depending on your state of residence, you may have the following rights regarding your personal information:
To exercise any of these rights, please contact us through our website. We will respond within the timeframe required by applicable law (generally 30–45 days). We may need to verify your identity before fulfilling your request.
We will not discriminate against you for exercising your privacy rights.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). For full details, please visit our California Privacy Choices page.
Categories of Personal Information Collected (Last 12 Months)
Right to Opt-Out of Sale or Sharing
California residents have the right to opt out of the "sale" or "sharing" of personal information. To exercise this right, visit our Do Not Sell or Share My Personal Information page.
We implement industry-standard technical, administrative, and physical safeguards designed to protect your personal information, including:
No method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately through our website.
We retain your personal information for as long as necessary to fulfill the purposes described in this policy and comply with legal obligations:
Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us through our website. We will promptly delete such information upon verification.
We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised effective date. If we make material changes, we will provide additional notice prior to the changes becoming effective.
Your continued use of our services after the effective date of any changes constitutes your acceptance of the updated policy.
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out through the contact options available on our website at autoinsurancecompare.com.
For California privacy requests specifically, you may also use our California Privacy Choices page.